Wednesday, February 18, 2009

5 Tips to Secure Your Identity

Forex Killer Autopilot - Why You Will Want It?
By Harvey Warmuth

Today we should all be concerned about identity theft, so we all need to be taking the appropriate steps to secure our identities. You are the only one who is deeply concerned about the security of your identity, so make sure you are using common sense to ensure you don't fall victim to identity theft.

Below are five tips that you should consider following if you want to make sure that your identity is safe. After all, it is up to you to make sure that your information remains secure.

1. Mail security: The mail that you receive can be full of information that an identity theft needs to assume your identity. From credit card applications to bank statements, your mail is full of information that can be used to assume your identity. Try to limit the amount of mail with personal information you receive by getting banking statements online and opting out of credit card applications.

2. Debit card used as a credit card: Using your debit card as a credit card to make purchases places you at risk of having your card number stolen. Since the money from a debit card purchase comes directly out of your bank account, your money could be gone in a hurry. If you use a normal credit card, you are better protected in case your card number is stolen.

3. Check writing: Every time you write a check for a purchase, you are putting out your checking account number and routing number for anybody to see. This is sometimes all that a thief needs in order to steal from you. Stop writing checks - pay with a credit card or electronically.

4. Virtual credit cards: A lot of banks and financial institutions are offering virtual credit cards. You are issued a one-time use credit card number that you can use to make purchases online. This keeps your real credit card numbers out of the hands of thieves.

5. Personal information kit: You need to keep track of all of your account numbers associated with all of your bank accounts. You also need to make copies of important documents including your social security card and passport. You will need this information should you ever become a victim of identity theft, so now is the time to organize your financial life.

If you follow the above suggestions, then you are well on your way to protecting your identity. Another step you should consider is to subscribe to a stolen identity protection solution. This will assist in securing your identity so that you never become a victim of identity theft. - 21511

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